OKQUOTED CREDITPROCUREMENT-FIRST CREDIT

Procure today.
Pay the way your business earns.

OkQuoted Credit is a procurement-native credit layer built for PPE, MRO, tools, welding and infra materials.Buy on OkQuoted today and repay when your client pays you – while your vendors stay fully protected and credit-blind.

Built for B2B procurementNBFC-backed, vendor-blindFrom MSMEs to enterprises

Credit is offered in partnership with regulated NBFCs. OkQuoted is not a lender of record.

Credit Hub

One Credit Hub.
Three ways to pay later.

Get a single view of your credit limit, upcoming bills and project-wise dues. Choose the right credit mode at checkout – all from one place.

OkQuoted Bill-Later

All monthly purchases → one bill next month

Project-Aligned Pay

Milestone-based credit for telecom, EPC & infra jobs

Flexi-Line

Revolving limit with 15/30/45/60 day tenures

Why procurement-first credit?

Credit that understands RFQs, POs and project sites.

Most credit products are built for generic loans. OkQuoted Credit is built for RFQs, BOQs, POs and RA bills.

We align credit with how industrial work actually happens – monthly consumables, project milestones and multi-site operations.

Aligned to cashflow

Pay when your client pays you, not when the bank wants you to.

Simple product set

Three clear modes – Bill-Later, Project-Aligned Pay and Flexi-Line. No jargon, no hidden structures.

Data + NBFC powered

RFQ behaviour, project data and GST signals power underwriting – NBFCs provide the balance sheet.

How OkQuoted Credit works

From approval to repayment, without disturbing your vendors.

One-time onboarding, continuous credit. Buyers get flexibility, vendors get predictable payouts, NBFCs get structured risk.

1

Apply once, get a limit

Share your GST, basic KYC and business details. OkQuoted and NBFC partners assess your profile and assign a starter credit limit.

2

Shop like normal on OkQuoted

Raise RFQs, compare sealed quotes and create POs for PPE, MRO, tools and infra materials from verified vendors.

3

Pick a credit mode at checkout

At checkout, choose Bill-Later, Project-Aligned Pay or Flexi-Line. Your available limit and due dates are shown clearly before you confirm.

4

Vendor gets paid on OkQuoted schedule

Vendors ship as usual and see only the OkQuoted settlement date (T+X). They never see if you used credit – they just get paid on time.

5

Repay and track from Credit Hub

View all statements, project-wise dues and upcoming instalments in one dashboard. Repay via UPI/NetBanking/NACH and grow your limit.

Unified Dashboard

One place to see limits, utilization, bills and project-wise payables.

Switch per order

Choose the right credit mode for each order instead of locking into one product.

Real-time signals

Auto reminders, risk alerts and limit upgrades based on your actual usage.

NB: OkQuoted Credit is in closed beta with select NBFC partners. Product features, limits and eligibility may change before public launch.

OkQuoted Credit products

Three ways to pay later, one experience at checkout.

Pick the mode that matches the job in front of you – monthly consumables, milestone projects or multi-site operations.

Bill-Later
Monthly consolidated billing

Buy all month. Clear one bill next month.

For MSMEs and plant teams who buy PPE, MRO and tools throughout the month. Every eligible purchase goes into a single monthly statement with a fixed due date.

  • Single consolidated bill for all in-month orders
  • Fixed due date (e.g. 10th of the following month)
  • Perfect for recurring PPE, MRO, tools and consumables

Ideal when your expenses are daily, but your accounting and cashflow are monthly.

Project-Aligned Pay
For telecom, EPC & infra jobs

Credit that waits for your RA bills.

For project-driven work where clients pay on milestones. Link orders to a project and align repayments with your RA bills or handover timelines.

  • Attach RFQs and POs to project IDs and sites
  • Choose repayment patterns like 50/50 or 30/40/30
  • Map instalments to RA bills or client payment windows

When your client releases funds in stages, your credit should do the same.

Flexi-Line
Revolving procurement limit

One revolving line. Tenure choice per order.

For larger and multi-location buyers who need agility. Get a revolving limit and choose 15/30/45/60 day tenures each time you place an order.

  • Single limit across plants, sites and cost centres
  • Tenure selection at order confirmation
  • Instant view of available vs used limit inside OkQuoted

Think of it as your dedicated OkQuoted line for industrial procurement – without the plastic.

Checkout experience

Use OkQuoted Credit right where you place orders.

Credit is not a separate portal. It lives inside your standard OkQuoted checkout flow.

Choose Payment Method

Coming Soon

Want OkQuoted Credit at checkout?

Join the beta waitlist and we'll prioritise onboarding for active OkQuoted buyers.

Request Credit Access
Who benefits

Built for real industrial buyers. And their vendors.

Credit only works when both sides of the transaction win. OkQuoted Credit is structured to protect vendors while unlocking buyer cashflow.

For Buyers

  • MSMEs, contractors, OEMs, telecom and EPC players
  • Plants and sites where materials are needed today, but client payments hit 15–90 days later
  • Teams tired of ad-hoc vendor credit and wanting predictable, structured terms
  • Multi-project and multi-plant operations that need project-wise visibility into payables
From Starter to Prime tiers

Starter limits from a few lakhs, with higher lines for Growth and Prime buyers over time.

For Vendors

  • Industrial suppliers, distributors and channel partners selling PPE, MRO, tools and infra materials
  • Vendors who want OkQuoted to handle buyer collections and risk
  • Teams that want T+X payouts and clean reconciliation without running a credit desk
  • Vendors who prefer dealing with one reliable payer instead of chasing multiple buyers
Credit-blind, payout-visible

You see orders, dispatch instructions and payout dates – never buyer credit details.

Priority access: We’re onboarding a limited set of buyers and vendors into OkQuoted Credit beta. Active OkQuoted users and verified vendors are prioritised.

Early access

Join the OkQuoted Credit beta.

Share your company details and preferred credit modes. We’ll reach out once your segment and NBFC configuration is live.

Tell us if you primarily buy, sell, or do both on OkQuoted.

Approximate yearly procurement through OkQuoted and other channels.

Choose the OkQuoted Credit modes that best match your cashflow.

By submitting this form, you agree to be contacted by OkQuoted about credit products. Credit is provided by regulated NBFC partners; OkQuoted is a technology and origination platform.

FAQ

Common questions

No. OkQuoted is a procurement and credit-orchestration platform. Credit limits and disbursements are provided by regulated NBFC partners. OkQuoted manages the workflows, behaviour signals and collections in partnership with them.

No. Vendors are fully credit-blind. They only see OkQuoted as the payer and a clear settlement schedule. Your credit line, limits and repayment dates are private between you, OkQuoted and the NBFC.

Primarily PPE, safety, MRO, tools, welding, electricals and allied industrial consumables. High-risk or resale-heavy items may have caps or be excluded.

Starter limits begin in the tens of lakhs and can grow as you build transaction history, maintain timely repayments and share additional data like GST and bank statements.

Depending on your chosen mode, you’ll receive monthly bills, milestone schedules or per-order due dates. You can repay via UPI, NetBanking or NACH from your OkQuoted Credit Hub.